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Sunday, January 4, 2009

So much to do and the clock is winding down.

A&T: Well I filled out as much stuff online as I could... but then I went to print out the papers that I needed and realized that I have a new laptop (that I got for christmas...) and my printer program isn't loaded on this comp... so then I go get the disk and pop it in and I keep getting a pop up basically saying (in short terms) theres an error and the program isn't compatable with the software or something. I now have window vista.. and on the other program I think was windows me... or something... I don't even know! So I am frustrated!! The library is closed on Sundays so I couldn't even make my way over there to do some printing... good grief! So tomorrow morning my mom is going to print the paperwork out for me from work, and then I'm going to pick it up during her lunch, or maybe I should just fax it while I'm there.... kill 2 birds with 1 stone!

Student Loans: Ok, so because my mother is college educated/graduated and makes a descent amount of money they claim I'm not eligible for financial aid basically she makes just enough money to still remain broke when bills are paid yet i pay full price for college because i'm HONEST... so I need to take out student loans. The last 2 semesters at the community college my father paid for in cash, but other than that I do have 4 years worth of student loans. I wanted to consolidate them considering the interest is killing me and their private loans because the community college didn't offer any kind of federal loans. They claimed it cost them more money, then they were making in tuition, so they did away with it. I have private loans, and yes... my time limit is up on 1 of them... with an interest rate of 12% !!! Unfortunately due to our economy we can no longer consolidate our student loans! I was very upset to find this out, so instead... I'm going to take out yet again another student loan to pay for my tuition for this semester and enough to pay off the other loan, because after researching the federal stafford loan has a fixed interest rate of 6.8% which is MUCH better than 12% and I won't have to pay it until after I graduate college (completely) and then I have a max. of up to 10 years to pay it... so yes it sucks, but it has it's benefits... My grandfather was my cosigner for the private loans... and I'd really like to get all that out of his name because when I'm strapped for cash he tends to make the payment for me... He does enough so.... I want to fix that situation! It's not his worry and responsibility to pay it...

I still have so much to do tomorrow it's crazy! Melissa told me to relax because this always happens, and even though they give deadlines, they'll still take my paperwork and etc even if it's past the deadline... She said at most I end up having to pay a $50 late fee for registration purposes, but I have until next Monday to get everything squared away... I'd like to have it done sooner though because classes start Thursday! Melissa and I went to Ihop and sat and talked over dinner about everything. I'm still overwhelmed but I'll be alright... It's nothing that I can't handle... and of course Melissa makes me laugh... she just says... "get used to it.... black people... end of story" I try not to generalize or stereotype... but she has no problem telling me!

I also have to work from 5:00-9:30 so Monday will be a very busy day. I'm going to be tired... so I will probably get to bed within the next half hour and get some rest... wish me luck... I'm gonna need it to get the list I have accomplished!

2 comments:

Tawnya said...

Most likely the reason your printer did not work is that it is not compatable with Vista. I ran into that when I got my new desk top last Feb. The best way around that is to go and buy a new cheap printer if you can. As for student loans, I have the Staffords and I love them... And I am grateful for my finacial aid as well.... Finacing for school is tough, I went through it in July and because of a miscommunication, the back and forth went on longer than it had to.... Not uncommon. Relax and just go down the list of things to do. If you jump around, you may miss one.... You can do it!!! Hugs....

Linda said...

I was pissed about the financial aid thing too. I was hoping I would get a break and the twins would get something because there was two of them going to college at the same time but they said I made to much money. Sucks. Linda